Multipass: fees, currencies and how to apply.
GBP and EUR accounts built for international trading companies
- 3-10 days
- Time to open
- 4.3
- Advisor score
- Paid plan
- Monthly cost
- Time to open
- Typically 3-10 days
- Currencies
- GBP and EUR accounts, payments in 30+ currencies
- To open
- No minimum balance; plans from about GBP 25 a month
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What Multipass actually is
Multipass provides e-money accounts through an FCA-authorised institution, not a bank. It is aimed at import and export companies moving real trade volume, where an automated onboarding engine is more of a problem than a feature.
Every account gets a named manager, and payment routing is closer to a correspondent bank relationship than to a consumer app, which suits unusual counterparty countries.
Fees and pricing
Checked against the provider's published pricing in September 2026. Figures vary by country and plan.
- Monthly fee
- Plans from about GBP 25 a month
- Account opening
- A one-off onboarding charge applies on most plans
- Local transfers
- Included allowance per plan, then per payment
- SWIFT transfers
- From about GBP 15 per payment
- Currency conversion
- Margin quoted per volume tier, tightening with size
- Cards
- Company cards available on request
Where it works well
- Named account manager instead of automated review
- Comfortable with international trade flows and unusual corridors
- FX margin improves with volume
Watch out for
- An e-money service, so no credit and no deposit guarantee
- Pricing is aimed at trading companies, not micro-businesses
- Onboarding charge on top of the monthly plan
Who can open it
- A company registered in the UK, EEA or a supported third country with real trade activity
- Documented trade flows and counterparties
- Shell companies with no activity are declined
Documents to prepare
- Certificate of incorporation and company registry extract
- Passport and proof of address for every director and owner above 25%
- Description of the business, customers and expected monthly volumes
- Trade contracts, purchase orders or bills of lading
- Bank statements from an existing account showing turnover
Ready to apply to Multipass?
Have the documents above ready and the application usually takes under 20 minutes.
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